• InSoil has secured a €120 million senior secured credit facility from Pollen Street Capital. The funding will support loan book expansion in transition financing for SMEs in agriculture
  • The underlying loans benefit from a guarantee from the European Investment Fund (EIF) under the InvestEU programme, which is mobilising at least €372 billion in additional investment for EU policy priorities.
  • InSoil has financed the transition to sustainable agriculture of more than 3,500 small and medium-sized agricultural businesses across Europe since 2020, addressing a structurally underserved segment of the European credit market.

Vilnius, 2026 June 30 — InSoil has secured a €120 million senior secured credit facility from Pollen Street Capital (“Pollen Street”), one of the largest private credit commitments to date for sustainable agriculture lending in Europe.

The financing will expand InSoil’s capacity to provide mid-term debt capital to small and medium-sized agricultural businesses adopting sustainable farming practices, including no-till cultivation, cover cropping, diversified crop rotation and reduced use of synthetic fertilisers.The underlying loans benefit from a guarantee from the European Investment Fund (EIF) under the InvestEU programme.

The facility addresses a segment that has historically been underserved by traditional bank lenders, where the European Investment Bank has estimated an annual SME financing gap of €62 billion.

“European agriculture is entering a new investment cycle,” said Laimonas Noreika, CEO and founder of InSoil. “Farmers need capital to modernise equipment, improve soil health and build more resilient businesses, but specialised financing has been scarce. This facility lets us meet that demand at scale, and shows that sustainable agriculture has become an investable asset class for institutional capital.”

This investment reflects Pollen Street’s continued focus on European specialty finance platforms with strong origination franchises, government-backed structural protections, and clear positive environmental and social impact.

“InSoil has built a genuinely differentiated position in European agricultural finance, combining deep relationships, rigorous credit underwriting and a strong track record. Backed by the EIF guarantee, the facility offers compelling structural protection,” said Paul Varty, Investment Director at Pollen Street.

Norton Rose Fulbright and Cobalt acted as legal advisers to Pollen Street, with Tegos and Response Legal advising InSoil.

Since launching in 2020, InSoil has financed more than 3,500 agricultural SMEs investing in sustainable farming practices. The company has also collected over 15,000 soil samples across participating farms, one of the region’s largest proprietary soil carbon datasets, which underpins both its credit underwriting and its climate measurement.

Background information

InSoil is a European climate finance company channelling institutional capital into the transition to regenerative agriculture. The company combines proprietary credit underwriting with measurable climate outcomes, including the issuance of soil carbon credits under Verified Carbon Standard. Since inception, InSoil has financed more than 3,500 agricultural SMEs across Europe and is building toward its long-term mission of removing one gigaton of CO2 emissions through agricultural finance.

Pollen Street Capital is a fast growing and high performing private capital asset manager. Established in 2013, the firm has built deep capability across the financial and business services sectors aligned with mega-trends shaping the future of the industry. Pollen Street manages over €8bn AUM across private equity and credit strategies on behalf of investors including leading public and corporate pension funds, insurance companies, sovereign wealth funds, endowments and foundations, asset managers, banks, and family offices from around the world. Pollen Street has a team of over 90 professionals.

The European Investment Fund (EIF) is the subsidiary of the EIB Group specialised in providing guarantees and equity to improve access to finance for small and medium size businesses and startups across Europe. Acting as an anchor investor, through its extensive network of partnering banks and investment funds, the EIF mobilizes private investment and nurtures the ecosystem of venture capital funds to support innovative European entrepreneurs.

Media contacts

Pollen Street Capital
Lucy Hill
[email protected]
+44 7983 650 034

InSoil
Darius Verseckas
[email protected]
+370 665 72919