Financing to grow your farm
At InSoil, we're committed to providing tailored loans to help European farmers thrive and grow their businesses.
4,000+ farmers have trusted us. Apply for financing today.
LIVE
€75,568,947 loans issued
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What We Do
Tailored Agricultural Loans for Small and Medium-sized Farms
Whether you’re planning to expand your operation with a new land purchase, purchase new equipment, increase working capital or refinance your farm, InSoil team is ready to help you to secure financing you need to build a stronger financial future.
What We Offer
- No down payment required
- Up to €25,000 uncollateralized loans
- Flexible repayment schedule tailored to your business
- No fees for early repayment of the loan (after the initial 4 months)
- Minimum loan amount - €10,000
- Maximum loan term - 4 years
- Acceptable collateral: land, motorised equipment (up to 15 years old), attachements, residential and commercial real estate
- Online application. Apply online quickly and easily
What We offer
Get Financing For
01
Land
Up to €300,000
02
Agricultural equipment
New and up to 10 years old with 100% financing opportunity
03
Farm buildings
Access flexible financing to upgrade your farm’s infrastructure
04
Working capital
With no collatarel requirement for loans up to €25,000
05
Refinancing
Our team will give you a better offer to refinance your existing financial commitments
FAQ
01
At InSoil, we are proud to maintain a high loan approval rate of 87% among farmers managing between 40 to 300 hectares of arable land. These medium-sized farms often face challenges securing financing from traditional institutions such as banks and cooperative lenders. Our deep understanding of agricultural operations and tailored risk assessment approach allows us to support these farmers with the capital they need—quickly and efficiently.
02
InSoil offers financing solutions tailored specifically for farmers and landowners—something most traditional banks can’t match. Our loan products are designed around the realities of agricultural operations, with flexible repayment schedules, seasonal cash flow alignment, and up to 100% financing for land, equipment, or sustainability investments.
03
While any form of borrowing involves a level of financial responsibility, a well-structured loan can actually reduce risk in the long term. At InSoil, our loans are tailored to match the cash flow cycles of farming operations—minimizing repayment stress. Access to timely financing allows farmers to invest in more efficient equipment, better inputs, or land expansion, all of which can improve productivity and profitability. When used wisely, a loan becomes a tool for growth rather than a source of risk.