0% Interest Loans for Regenerative Farming
At InSoil, we're committed to providing tailored loans to help European farmers thrive and grow their businesses.
3K+ farmers have trusted us.. Apply for financing today.
LIVE
14,519,912 Mt CO₂e addressable
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What We Do
Supporting Your Transition to Regenerative Farming
We understand that transitioning from conventional to regenerative farming can be challenging. But with our 0% interest loan and expert agronomist guidance, you can start your journey today.
Our Services
Financing For
01
Land
Up to €300.000
02
Equipment
New and up to 10 years old with 100% amount financing
03
Farm Buildings
Access flexible financing to upgrade your farm’s infrastructure
04
Working Capital
With no collatarel requirement for loans up to €25,000
05
Refinancing
Our team will give you a better offer to refinance your existing financial commitments
What We Offer
- Financing for up to 100% with a fixed 0% interest rate, no EURIBOR
- No down payment required
- Opportunity to refinance expensive financial burdens with the Green Loan
- Consultations with our network of international agronomists
- Laboratory soil samples and expert insights
Our Terms
- Minimum loan amount - €10,000
- Maximum loan term - 4 years
- Acceptable collateral: land, motorised equipment (up to 15 years old), attachements, residential and commercial real estate
- There is no early repayment fee. Repay your loan early without getting charged a fee
- Online application. Apply online quickly and easily
Community
Meet our Farmers
The implementation of the Program has allowed a universal adoption of regenerative practices among participants with 100% of farmers practising reduced tillage and crop rotations practices, 70% of them integrating cover crops and 30% of them reducing synthetic fertiliser.
Adapting With Nature
“Carbon farming isn’t just better for crops — it helps restore our environment.”…
Jolanta Greinienė, Lithuanian farmer
Farming is Living With Nature in Harmony
"With InSoil, I shifted to minimum tillage and improved my soil"…
Donatas Sasnauskas, Lithuanian farmer
Farmers of a New Generation
“No one could convince me to return to ploughing".
Deividas Kinta, Lithuanian farmer
Healthy Soil, Secure Future
“Respecting and nurturing the soil is at the heart of my farming practices.”…
Wojciech Majowicz, Polish farmer
The soil gives back to those who care for it
“We must remember that soil is our workspace.”…
Piotr Surname, Polish farmer
We
believe in
Farmers
Use Cases
Carbon farming practices
01
Reduced fuel consumption
Deep traditions in growing wheat, barley and rye.
02
Reduced tillage
03
Reduced fertilization
04
Crop rotation
05
Cover crops
FAQ
01
The InSoil Green Loan is a 0% interest financing solution designed to support farmers who adopt regenerative and climate-smart agricultural practices. This loan is tailored for projects that improve soil health, increase carbon sequestration, and contribute to environmental sustainability—such as cover cropping, reduced tillage, or transitioning to low-emission equipment.
02
Choosing an InSoil Green Loan means unlocking 0% interest financing while investing in the future of your land. Designed for farmers adopting regenerative practices, this loan helps you improve soil health, increase productivity, and generate carbon credits—all without paying interest.
03
Yes—Green Loans from InSoil are designed to be lower-risk for farmers. With 0% interest, no hidden fees, and flexible repayment terms, farmers can invest in sustainable practices without the financial pressure of traditional loans. There's no collateral required, and the capital is directly tied to improvements that boost soil health, farm productivity, and long-term profitability.
FAQ
We created an easy and intuitive climate mitigation platform suitable for both farmers and investors. We also have many answers to the questions that might arise while familiarising yourself with our products.