Green Loans are marked with a sign of a green leaf with a heart inside. Before even opening each project, you will also notice CO2 emissions to be removed if the project gets needed funding.

Carbon credits are tradable units, each representing the removal of one tonne of carbon dioxide from the atmosphere. Farmers participating in carbon farming project generate certificates by storing carbon in the soil.

1 tonne of CO2 removed = 1 Carbon Certificate. Through cooperating with HeavyFinance, investors can benefit from the positive impact of reducing emissions while also earning returns from the sale of the certificates.

Meet Donatas, a sustainable farmer implementing regenerative land management across his 330 hectares since 2017. To expand these practices, he secured a €105,000 Green Loan from the HeavyFinance investor community to purchase a Carrier XL 425-625 disc cultivator. The 0% interest loan was granted as 134 hectares of his land capture 3 tonnes of CO₂ per hectare per year, generating carbon certificates for investors. With an expected €35 per certificate market price, investors will receive their initial investment back in 36 months. Under a conservative scenario, they can earn 13% annualized returns from carbon certificate sales over the next 10 years.